subtitles

pǐn kē jì liáo jīng jì
科技经济
Product technology talk about economy
dà jiā hǎo shì māo yǎn ér
大家猫眼儿
Hello everyone i am cat eye
yǒu hěn duō rén dōu zài shuō
很多
Many people are saying
rú hé rú hé shí xiàn cái fù zì yóu
如何如何实现财富自由
How to realize the freedom of wealth
chéng rán cái shāng de pǔ jí
诚然财商普及
It is true that the popularity of financial business
gù rán ràng hěn duō rén dōu yǒu le
固然很多
Of course, many people have
duì shuì hòu shōu rù cái fù zì yóu de xiàng wǎng
税后收入财富自由向往
Yearning for freedom of income and wealth after tax
dàn yáo kàn kōng zhōng lóu gé shí
空中楼阁
But when I look at the castle in the sky
zài dī tóu kàn kàn zì jǐ de jiǎo xià
低头看看自己脚下
Look down at your feet again
zhè gè chà jù zhe shí hái shì bǐ jiào de
这个差距着实还是比较
The gap is actually quite large
zuò wèi yī gè pǔ tōng rén
作为一个普通人
As an ordinary person
yǒu shí xiàn cái fù zì yóu de lǐ xiǎng shì hǎo de
实现财富自由理想
It is good to have the ideal of achieving wealth and freedom
dàn yào rèn qīng xiàn shí
认清现实
But also recognize reality
zhōng diǎn gù rán fēi cháng jù yǒu xī yǐn lì
终点固然非常具有吸引力
The end point is very attractive
dàn tōng wǎng zhōng diǎn de měi yī bù jiē tī
通往终点一步阶梯
But every step of the ladder to the end
cái shì zuì zhòng yào de
重要
Is the most important
běn qī shì pín māo yǎn ér
本期视频猫眼儿
That video cat eye
jiù gēn nín qǐ lái liáo liáo
起来聊聊
Just chat with you
yào xiǎng shí xiàn cái fù zì yóu
实现财富自由
To realize the freedom of wealth
zhè gè zhōng jí mù biāo
这个终极目标
This ultimate goal
wǒ men pǔ tōng rén jiū jìng yīng gāi zhè me zuò
我们普通人究竟应该这么
What should we ordinary people do?
huān yíng guān zhù māo yǎn ér de pín dào
欢迎关注猫眼儿频道
Welcome to follow Maoyaner's channel
xián lái de huà
的话
Free words
kě yǐ fān fān qí tā nèi róng
可以翻翻其他内容
You can also browse other content
zài shuō zhè gè huà tí zhī qián
这个话题之前
Before talking about this topic
zán men xiān cóng hóng guān de jiǎo dù
咱们宏观角度
Let’s start with a macro perspective
lái kàn yī zǔ shù jù
来看一组数据
Look at a set of data
zhōng guó rén yōng yǒu de cái fù rén qún
中国拥有财富人群
The wealthy people owned by the Chinese
fēn wèi jǐ dà lèi
分为几大类
Divided into several categories
xiǎo yú wàn de dà zhòng rén qún
小于100大众人群
Mass population less than 1 million
cái fù zài wàn de
财富100~300
Those with wealth between 1 and 3 million
dà zhòng fù yù rén qún
大众富裕人群
Mass affluent
wàn de fù yù rén qún
300~700富裕人群
3 to 7 million wealthy people
wàn de gāo jìng zhí
700~3500净值
7~35 million high net worth
rén qún
人群
crowd
wàn yǐ shàng de
3500以上
And over 35 million
chāo gāo jìng zhí rén qún
超高净值人群
UHNWI
cóng zhè liǎng gè shàng wǒ men kě yǐ kàn chū
两个我们可以看出
From these two pictures we can see
zhōng guó yōng yǒu wàn yǐ shàng cái fù de
中国拥有100以上财富
China has a wealth of more than 1 million
rén qún
人群
crowd
jǐn jǐn zhǐ yǒu
仅仅只有3.53%
Only 3.53%
ér jǐn jǐn zhǐ shì zhè me shǎo liàng de rén qún
仅仅只是这么少量人群
And just such a small number of people
què yōng yǒu de cái fù
拥有47%财富
Have 47% of wealth
zài zhè bù fēn fù rén zhōng
这部分富人
Among the rich
shì yuè lái yuè duō de cái fù
越来越财富
Also more and more wealth
xiàng tóu bù gāo jìng zhí
头部净值
High net worth
chāo gāo jìng zhí rén qún zhuǎn yí
超高净值人群转移
And ultra-high-net-worth population
rèn qīng zhè gè xiàn shí
认清这个现实
Recognize this reality
jiù zhī dào le
知道
You know
rú guǒ cái fù
如果财富
If wealth
zài wàn de fù yù rén qún
300~700富裕人群
Among the wealthy people of 3~7 million
néng gòu shí xiàn cái fù zì yóu de huà
能够实现财富自由的话
If you can realize the freedom of wealth
xiǎng yào shí xiàn zhēn zhèng de cái fù zì yóu
想要实现真正财富自由
Want to achieve real freedom of wealth
jiù bì xū zhì shǎo yào dǎ bài zhōng guó
必须至少打败中国
You must at least defeat China
de rén
99.14%
99.14% of people
zhè gè nán dù zhe shí bù xiǎo
这个难度着实不小
This difficulty is really not small
dàn shì wǒ men bù néng kàn dào kùn nán
但是我们不能看到困难
But we cannot see the difficulties
jiù tuì suō ba
退缩
Just back down
wǒ men lái chāi jiě yī xià
我们拆解一下
Let's disassemble it
yào xiǎng chéng wèi gāo jìng zhí rén qún de fāng shì
成为净值人群方式
The way to become a high-net-worth group
dōu yǒu nǎ xiē ne
哪些
What are they
wǒ men lái kàn yī xià zhè zhāng
我们来看一下
Let's take a look at this picture
zhōng guó gāo jìng zhí rén qún cái fù de lái yuán
中国净值人群财富来源
Sources of wealth for China's high net worth individuals
zhǔ yào shì chuàng bàn gōng sī huò qǐ yè
主要创办公司企业
Mainly start a company or enterprise
zhè gè nán dù bù xiǎo
这个难度不小
This is not easy
bì jìng dà bù fēn de rén dōu shì dǎ gōng de
毕竟大部分打工
After all, most people work part-time
zhǐ yǒu shǎo bù fēn de rén cái shì lǎo bǎn
只有少部分人才老板
Only a few people are bosses
ér yǎn zhōng de lǎo bǎn
眼中老板
And the boss in your eyes
shì xìng cún zhě piān chà de jié guǒ
幸存者偏差结果
Is also the result of survivor’s bias
jiù shì zhǐ kàn dào le
就是看到
You just saw it
lǎo bǎn chéng gōng de zhè gè jié guǒ
老板成功这个结果
This result of your boss’s success
què yǒu yì de hū lüè diào le
有意忽略
But deliberately ignored
gēn lǎo bǎn lèi shì de chuàng yè zhě
老板类似创业者
Entrepreneurs similar to your boss
qí shí yǒu hěn duō dōu shī bài le
其实很多失败
Actually many failed
ér qiě dōu shì shī bài de jí wú míng
而且失败籍无名
And they are all failed.
méi yǒu rén huì guān zhù tā men
没有关注他们
No one will follow them
suǒ yǐ chuàng yè zhè zhǒng jiǔ sǐ yī shēng de shì
所以创业这种九死一生
So starting a business is a matter of life and death
bìng shì hé dà bù fēn de rén
适合大部分
Not suitable for most people
zhè shì tōng wǎng gāo jìng zhí rén qún
通往净值人群
This is the gateway to high-net-worth individuals
zuì kuài de tōng dào
最快通道
Fastest channel
dàn tóng shí shì zuì cán kù de tōng dào
同时残酷通道
But it is also the cruelest channel
wǒ men zài lái kàn kàn qí tā jǐ zhǒng fāng shì
我们看看其他几种方式
Let's take a look at other ways
shèng xià de zhǒng fāng shì zhōng
剩下5方式
Of the remaining 5 ways
shì hū jiù shì láo wù shōu rù
似乎就是劳务收入
Seems to be labor income
gèng jiā shì hé dà bù fēn de rén
更加适合大部分
More suitable for most people
tóu zī huò lì
投资获利
Investment profit
gǔ piào tóu zī
股票投资
Stock investment
fáng chǎn tóu zī
房产投资
Real estate investment
zhè xiē dōu shì xū yào yuán shǐ zī běn
这些需要原始资本
These all require original capital
cái néng gòu huò lì de
能够获利
To be profitable
duì yú dà bù fēn rén ér yán
对于大部分而言
For most people
zhè diǎn tài xiàn shí
这点现实
This is not realistic
ér duì yú jì chéng cái chǎn de wèn tí
对于继承财产问题
And the question of inheriting property
dà bù fēn rén dōu méi yǒu zhè gè hǎo mìng
大部分没有这个
Most people don’t have this good life
suǒ yǐ láo wù xìng de shōu rù
所以劳务收入
So labor income
chéng wèi le dà bù fēn pǔ tōng rén
成为大部分普通人
Became most ordinary people
xiū gǎi mìng yùn de guān jiàn
修改命运关键
The key to modifying fate
láo wù xìng shōu rù
劳务收入
Labor income
shuō bái le jiù shì gōng zī shōu rù
说白了就是工资收入
To put it bluntly, it is salary income
chū mài zì jǐ de tǐ lì
出卖自己体力
You betray your physical strength
huò nǎo lì suǒ huàn qǔ de bào chóu
脑力换取报酬
Or brain power
zhè gè shì wǒ men jué dà bù fēn rén zhèng zài zuò de
这个我们绝大部分正在
This is what most of us are doing
dàn shì gōng zuò fēn xíng
但是工作360
But work is also divided into 360 lines
jiù zì jǐ lái shuō
自己来说
Take me for example
dà xué bì yè hòu
大学毕业
After graduating from college
tóng yī zhuān yè de tóng xué
同一专业同学
Classmates of the same major
zài jǐ nián zhī hòu
几年之后
In a few years
suǒ xuǎn zé de gōng zuò
选择工作
Selected job
huì yǒu hěn dà de qū bié
很大区别
Will make a big difference
yǒu zuò qǐ yè gāo guǎn de
企业
There are business executives
yǒu mài gǔ dǒng de
古董
There are antiques
yǒu zuò méi tǐ de
媒体
Media
yǒu zuò gè tǐ hù de
个体户
Self-employed
hái yǒu kāi gōng sī de
还有公司
And start a company
dàn bì yè duō nián zhī hòu
毕业10多年之后
But more than 10 years after graduation
dāng nián yī gè jiào shì shàng kè de tóng xué
当年一个教室上课同学
Classmates in a classroom
jìng yù cái fù
境遇财富
Situational wealth
què huì yǒu fēi cháng de qū bié
非常区别
But there will be a very big difference
gāi xuǎn shén me yàng de zhí yè
什么样职业
What kind of career should I choose?
cái gèng yǒu zhù yú cái fù de jī lèi ne
有助于财富积累
Is more helpful to the accumulation of wealth
zán men kě yǐ cóng bā fēi tè de
咱们可以巴菲特
We can start from Buffett’s
yī jù míng yán zhōng
一句名言
In a famous saying
zhǎo dào dá àn
找到答案
Find the answer
céng shuō guò
He once said
rén shēng jiù xiàng gǔn xuě qiú
人生滚雪球
Life is like a snowball
zhòng yào de shì fā xiàn hěn shī de xuě hěn zhǎng de
重要发现很湿
The important thing is to find very wet snow and a long slope
jiǎn dān de shuō jiù shì hǎo de zhí yè
简单就是职业
Simply put, a good career
bì xū jù yǒu liáng hǎo de chéng zhǎng xìng
必须具有良好成长性
Must have good growth
zhǎng qī jī lèi de tè diǎn
长期积累特点
And the characteristics of long-term accumulation
ér zhī xiāng duì de
相对
And the opposite
yǒu chéng zhǎng hǎo de zhí yè
成长职业
Have a good career
huì yǒu nà xiē yuè qín fèn
那些勤奋
There will be those who are more diligent
yuè pín qióng de zhí yè
贫穷职业
The poorer occupation
jiù xiàng gǔ xī là shén huà zhōng de fú sī
古希腊神话西西弗斯
Like Sisyphus in ancient Greek mythology
bù duàn de yī kuài jù shí
不断一块巨石
He kept putting a boulder
tuī dào shān dǐng
山顶
Push to the top
yòu gǔn xià qù
滚下去
Roll down again
jiē zhe wǎng shàng tuī zài gǔn xià
接着上推
Then push up and then roll down
rú cǐ bù duàn de xún huán
如此不断循环
Such a constant cycle
zhí zhì hào jǐn zì jǐ de shēng mìng
直至耗尽自己生命
Until I run out of life
zài bù duàn de zhòng fù zhe xiāng tóng de shì
不断重复相同
Keep repeating the same thing
yǐn shēn dào wǒ men gōng zuò zhōng
引申我们工作
Extend to our work
jiù shì nà xiē bù duàn zhòng fù
就是那些不断重复
Those who keep repeating
méi yǒu jī lèi xìng tuī shí tóu lèi xíng de zhí yè
没有积累性石头类型职业
There is no cumulative push stone type occupation
gǔn xuě qiú xíng de zhí yè
滚雪球职业
Snowball career
tuī shí tóu xíng de zhí yè
石头职业
And push the stone type career
zài wèi lái zhōng
未来
In the future
huì xiǎn shì chū fēi cháng de qū bié
显示非常区别
Will show a very big difference
suǒ yǐ dà jiā zài xuǎn zé xíng yè zhí yè de
所以大家选择行业职业
So everyone is choosing industry and occupation
shí hòu
时候
time
shén zhì dà xué shēng zài xuǎn zé zhuān yè de shí hòu
甚至大学生选择专业时候
Even when college students choose a major
dōu yào fēi cháng fēi cháng de shèn zhòng
非常非常慎重
Must be very, very cautious
yīn wèi zhè jiāng jué dìng
因为决定
Because this will determine
cái fù jī lèi sù dù de kuài màn
财富积累速度
The speed of your wealth accumulation
nǎ xiē shì gǔn xuě qiú xíng de zhí yè ne
哪些滚雪球职业
What are the snowball occupations?
bǐ rú jiào shī
比如教师
Such as teachers
lǜ shī
律师
lawyer
yī shēng
医生
Doctors
zhè jiù shǔ yú wǒ men chuán tǒng suǒ shuō de
属于我们传统所说
This is what we traditionally say
yuè lǎo yuè chī xiāng de zhí yè
吃香职业
The older the more popular profession
suí zhe shí jiān de tuī yí
随着时间推移
Over time
suǒ jī lèi de jīng yàn yuè lái yuè duō
积累经验越来越
More and more experience accumulated
zì jǐ suǒ zhǎng wò de jì néng yuè lái yuè duō
自己掌握技能越来越
I have more and more skills
zì rán shè huì gěi yǔ de cái fù
自然社会给予财富
Wealth given by natural society
huì yuè lái yuè duō
越来越
More and more
dāng rán zhè xiē bù shì dà bù fēn rén
当然这些不是大部分
Of course these are not most people
suǒ néng huò dé de zhí yè
获得职业
Available occupations
bì jìng zhè xiē dōu xū yào de xué lì mén kǎn
毕竟这些需要学历门槛
After all, these all require a high degree of education threshold
dàn shì jí shǐ shì xué lì de
但是即使学历
But even those with low education
yī rán yǒu hěn duō gǔn xuě qiú xíng de zhí yè
依然很多滚雪球职业
There are still many snowball jobs
bǐ rú jiàn shēn jiào liàn
比如健身教练
Like a fitness coach
měi róng shī
美容师
Beautician
yù ér shī
育儿
Parents
lǐ liáo shī
理疗
Physiotherapist
zhè xiē zhí yè
这些职业
These occupations
suī rán xū yào tài gāo de wén píng
虽然需要文凭
Although you don’t need a high diploma
dàn shì suí zhe jì néng de jīng yàn de zēng jiā
但是随着技能经验增加
But with the increase of skill experience
yī rán kě yǐ ná dào bù cuò de shōu rù
依然可以拿到不错收入
Still get a good income
bǐ rú zhè gè jiàn shēn jiào liàn
比如这个健身教练
Such as this fitness coach
nián chéng shì fú wù de píng jūn gōng zī zhōng
2018城市服务平均工资
Among the average salaries of urban services in 2018
jiàn shēn jiào liàn de gōng zī
健身教练工资
Salary of fitness coach
kě yǐ dá dào
可以达到
can reach
yuán
16,524
16,524 yuan
dāng rán le wǒ men bìng bù shì shuō
当然我们不是
Of course we are not saying
ràng dà jiā dōu zuò jiàn shēn jiào liàn
大家健身教练
Let everyone be a fitness coach
ér shì gào sù dà jiā
而是告诉大家
But to tell everyone
wǒ men zài xuǎn zé yī gè zhí yè de shí hòu
我们选择一个职业时候
When we choose a profession
bù yào máng mù
不要盲目
Don't be blind
dāng rán nán fāng yǒu hěn duō gōng chǎng
当然南方很多工厂
Of course there are many factories in the south
liú shuǐ xiàn shàng yǒu tài duō de nián qīng rén
流水线年轻人
Too many young people on the assembly line
yī gè níng luó sī de dòng zuò fēi cháng xián shú
一个螺丝动作非常娴熟
A screw is very skillful
suǒ yòng de lì dào qià dào hǎo chù
所用力道恰到好处
The force used is just right
ér qiě fēi cháng de kuài sù
而且非常快速
And very fast
hěn xiǎn rán zhè yàng de gōng zuò
显然这样工作
Obviously this kind of work
bìng bù xū yào tài gāo de jì néng
并不需要技能
Does not require too high skills
jí shǐ níng luó sī de jì néng
即使螺丝技能
Even if you screw the skills
kě yǐ quán chǎng
可以全厂
Can crush the whole plant
duì yú cái fù jī lèi ér yán
对于财富积累而言
For your wealth accumulation
bìng duō hǎo chù
好处
Not much good
zhè gè jiù shì diǎn xíng de
这个就是典型
This is typical
tuī shí tóu lèi xíng de zhí yè
石头类型职业
Push stone type career
suǒ yǐ jìng xià xīn lái zǎi xì xiǎng xiǎng zì jǐ de
所以静下心来仔细想想自己
So calm down and think about your own
gōng zuò
工作
jobs
dào dǐ shì gǔn xuě qiú xíng de gōng zuò
到底滚雪球工作
It's a snowball job after all
hái shì tuī shí tóu xíng de gōng zuò
还是石头工作
Still pushing the stone type job
qí cì
其次
Secondly
wǒ men hái bì xū yào zhù yì dào
我们必须注意
We must also notice
zì jǐ de zhí yè
自己职业
Own profession
wèi lái huì bù huì bèi rén gōng zhì néng suǒ tì dài
未来不会人工智能替代
Will it be replaced by artificial intelligence in the future
kě néng jué dé zhè shì wēi yán sǒng tīng
可能觉得危言耸听
Maybe you think this is alarmist
zán men jiù huá ěr jiē bāng gāo zhì shāng gāo
咱们华尔街高智商
Let’s take those high IQs from Wall Street
xué lì de rén lái shuō
学历来说
For those with academic qualifications
nián
2019
2019
huā qí yín xíng dé yì zhì yín xíng
花旗银行德意志银行
Citibank and Deutsche Bank
fēn bié cái yuán le wàn rén wàn rén
分别裁员11.8
Lay off 10,000 and 18,000 employees respectively
rén gōng zhì néng kě yǐ tì dài
人工智能可以替代
Artificial intelligence can replace
hěn duō tóu xíng yuán gōng de gōng zuò
很多员工工作
The work of many investment bank employees
jì rán kě yǐ bèi tì dài
既然可以替代
Since it can be replaced
yòu wèi shén me yī dìng yào qǐng rén ne
为什么一定
Why must we hire someone?
dāng rán zhè gè jǐn jǐn zhǐ shì jīn róng lǐng yù
当然这个仅仅只是金融领域
Of course this is only in the financial sector
zán men lái kàn kàn gōng chǎng de zhì zào lǐng yù
咱们看看工厂制造领域
Let's take a look at the manufacturing area of ​​the factory
gōng yè jī qì rén shì chǎng
工业机器人市场
Industrial Robot Market
cóng nián dào nián
1417
From 14 to 17 years
jiù fān le yī fān
翻了一番
Just doubled
shòu zhì yú jìn lái de mào yì zhàn yì qíng yǐng xiǎng
受制于近来贸易战疫情影响
Subject to the recent trade war and epidemic
zēng sù yǒu suǒ fàng huǎn
增速有所放缓
The growth rate has slowed down
dàn réng rán chù yú bù duàn pān shēng zhī zhōng
仍然处于不断攀升之中
But it's still climbing
gōng yè jī qì rén de shǐ yòng
工业机器人使用
Use of industrial robots
shì bì huì tì dài dà liàng de zhì zào yè gǎng wèi
势必会替代大量制造业岗位
Will replace a large number of manufacturing jobs
ér zhěng gè zhōng guó rén gōng zhì néng lǐng yù de
整个中国人工智能领域
And the entire Chinese artificial intelligence field
zēng zhǎng lǜ
增长率
growth rate
què zài xiǎn zhù zēng jiā
显著增加
But it is increasing significantly
nián
2022
2022
jiāng nián fān yī fān
2019翻一番
Will double from 2019
rén gōng zhì néng de pǔ jí
人工智能普及
The popularity of artificial intelligence
shì bì huì duì jiāng lái de gōng zuò zhí wèi
势必会将来工作职位
Is bound to be
dài lái jù dà de yǐng xiǎng
带来巨大影响
Have a huge impact
ér rén gōng zhì néng shì quán qiú de yī gè bì rán
人工智能全球一个必然
And artificial intelligence is a necessity in the world
qū shì
趋势
trend
jié hé dào wǒ men shí jì de zhí wèi shàng
结合我们实际职位
Combined with our actual position
jiù yào kàn zhè gè zhí wèi huì bù huì bèi biān mǎ huà
就要这个职位不会编码
It depends on whether this position will be coded
lǐ kāi fù céng jīng shuō guò
李开复曾经
Kaifu Lee once said
yī gè miǎo zhōng zhǔn zé
一个5秒钟准则
A 5-second rule
jiù shì shuō yī xiàng gōng zuò zhōng
就是说一项工作
That is to say in a job
xū yào sī kǎo jué cè de wèn tí
需要思考决策问题
Issues that require thinking and decision-making
kě yǐ ràng rén zài miǎo nèi
可以5
Can make people in 5 seconds
zuò chū xiāng yīng de jué dìng
做出相应决定
Make corresponding decisions
nà me zhè xiàng gōng zuò
那么这项工作
Then this job
jiù hěn yǒu kě néng bèi rén gōng zhì néng jì shù
可能人工智能技术
Artificial intelligence technology
bù fēn huò quán bù tì dài
部分全部替代
Partial or full replacement
nián
2000
2000
gāo shèng niǔ yuē zǒng bù de
高盛纽约总部
Goldman Sachs New York headquarters
gǔ piào jiāo yì guì tái
股票交易柜台
Stock trading counter
yǒu míng jiāo yì yuán
600交易员
There are 600 traders
kě shì rú jīn zhè lǐ zhǐ yǒu liǎng míng yuán gōng
可是如今这里只有两名员工
But now there are only two employees
qí tā rén dōu bèi zì dòng jiāo yì chéng xù suǒ jiē guǎn le
其他人自动交易程序接管
Everyone else was taken over by automated trading programs
céng jīng yín xíng zhí yuán
曾经银行职员
Former bank clerk
bèi rèn wèi shì jīn fàn wǎn
认为金饭碗
Considered a golden rice bowl
píng jūn gōng zī wǒ men zhōng wèi shù de huà
平均工资我们中位数的话
If we take the median of the average salary
zài wàn zuǒ yòu
25万左右
Also around 250,000
zhè gè shōu rù shì chéng zhèn píng jūn gōng zī de sān bèi
这个收入城镇平均工资三倍
This income is three times the average urban salary
zuǒ yòu
左右
about
dàn shì rén gōng zhì néng huà de jīn tiān
但是人工智能今天
But today of artificial intelligence
yín xíng de yī xiē gōng zhǒng zhèng zài xiāo shī
银行一些工种正在消失
Some types of bank jobs are disappearing
zhì huì guì yuán jī
智慧柜员机
Smart ATM
yuǎn chéng shì pín guì yuán jī
远程视频柜员机
Remote video teller machine
gè zhǒng gè yàng de méi tǐ zhǎn shì píng
各种各样媒体展示
Various media display screens
dài tì le yī xiē dà táng jīng lǐ de zhí néng
代替一些大堂经理职能
Replaced the functions of some lobby managers
cóng zhè zhāng shàng wǒ men jiù kě yǐ kàn chū
我们可以看出
From this picture we can see
jiā shàng shì yín xíng de yuán gōng shù liàng
36上市银行员工数量
Number of employees in 36 listed banks
shì zài zhú nián xià jiàng de
逐年下降
Is declining year by year
zhè bìng bù shì shuō yín xíng zhēng qián le
不是银行挣钱
This is not to say that the bank is not making money anymore
cái yào cái yuán
裁员
Layoffs
ér shì yī xiē zhí wèi bèi tì dài
而是一些职位替代
But some positions were replaced
mǎ yǐ jí tuán qí xià de wǎng shāng yín xíng
蚂蚁集团旗下银行
Internet Merchant Bank under Ant Group
jī yú shù jù
基于数据
Based on big data
rén gōng zhì néng fēn xī jì shù
人工智能分析技术
Artificial Intelligence Analysis Technology
shí xiàn fàng dài liú chéng
实现310放贷流程
Realize 310 lending process
xiǎo wēi qǐ yè kě yǐ zài fēn zhōng nèi
企业可以3分钟
Small and micro enterprises can within 3 minutes
tián xiě shēn qǐng zī liào
填写申请资料
Fill in the application materials
zài fēn zhōng nèi shěn hé bìng fàng kuǎn
1分钟审核放款
Review and release funds within 1 minute
rén gōng gàn yù
0人工干预
0 manual intervention
míng yuán gōng
720员工
Its 720 employees
què lèi jì fú wù le
累计服务
But accumulated service
wàn jiā xiǎo wēi qǐ yè
1227万家企业
12.27 million small and micro enterprises
zhè jiù shì rén gōng zhì néng
就是人工智能
This is artificial intelligence
zài wèi lái duì zhí yè de yǐng xiǎng
未来职业影响
Impact on careers in the future
bù yào jué dé rén gōng zhì néng duì zhí yè de yǐng xiǎng
不要觉得人工智能职业影响
Don't feel the impact of artificial intelligence on careers
shì wèi lái de shì
未来
Is the future
duì zì jǐ bù huì yǒu yǐng xiǎng
自己不会影响
Will not affect yourself
xiǎng xiǎng téng xùn de xīn wén
想想腾讯新闻
Think about Tencent news
xiě zuò jī qì rén miǎo
写作机器人dreamwriter0.5
Writing robot dreamwriter 0.5 seconds
jiù kě yǐ xiě chū yī piān de
可以写出一篇1000
You can write a 1000 words
xīn wén bào dào
新闻报道
News report
zhè shì duì méi tǐ rén de yǐng xiǎng
媒体影响
This is the impact on media people
xiǎng xiǎng bǎi dù wú rén chū zū chē
想想百度无人出租车
Think Baidu unmanned taxi
wèi lái duì sī jī de yǐng xiǎng
未来司机影响
Future impact on drivers
xiǎng xiǎng jīng dōng yán fā de kuài dì pèi sòng jī qì rén
想想京东研发快递配送机器人
Think about the express delivery robot developed by JD.com
wèi lái duì wàn kuài dì yuán de yǐng xiǎng
未来300快递影响
The future impact on 3 million couriers
kē dà xùn fēi de shí shí fān yì
科大实时翻译
Real-time translation of iFlytek
duì fān yì de yǐng xiǎng děng děng děng děng de
翻译影响等等等等
The influence of pen on translation, etc.
zhè xiē dōu bù shì kōng xué lái fēng
这些不是空穴来风
These are not groundless
ér shì yǐ jīng shí shí zài zài luò dì de jì shù
而是已经实实在在落地技术
It's a technology that has actually landed
wǒ men bù néng zhuāng zuò shì ér bù jiàn
我们不能装作视而不见
We can't pretend to be blind
yǎn ěr dào líng de rèn wèi
掩耳盗铃认为
Think
duì zì jǐ bù huì yǒu yǐng xiǎng
自己不会影响
Will not affect yourself
wèi yǔ chóu móu
未雨绸缪
Plan ahead
tí qián huā jǐ fēn zhōng
提前几分钟
Take a few minutes in advance
sī kǎo yī xià zhè gè wèn tí
思考一下这个问题
Think about this question
zì jǐ de zhí wèi shì gǔn xuě qiú xíng de
自己职位滚雪球
Own position is snowballing
hái shì tuī shí tóu xíng de
还是石头
Still push the stone
wèi lái huì bù huì bèi rén gōng zhì néng suǒ tì dài
未来不会人工智能替代
Will it be replaced by artificial intelligence in the future
sī kǎo le zhè liǎng gè wèn tí zhī hòu
思考两个问题之后
After thinking about these two questions
wǒ men lái kàn kàn jù tǐ de zhí yè xuǎn zé
我们看看具体职业选择
Let's take a look at specific career choices
zài wǒ men de gù yǒu yìn xiàng zhōng
我们固有印象
In our inherent impression
shì hū yī zhí shì gāo xué lì
似乎一直高学历
Seems to have always been highly educated
cái huì yǒu gāo shōu rù
收入
High income
dàn shì yào zhī dào
但是知道
But know
bìng bù shì suǒ yǒu de rén
不是所有
Not all people
dōu yōng yǒu gāo xué lì de
拥有高学历
All have high education
jiù nián lái shuō
2019来说
Take 2019 as an example
běn kē lù qǔ rén shù wàn
本科录取人数309
Undergraduate admissions 3.09 million
ér dāng nián dá dào gāo kǎo nián líng de rén kǒu
当年达到高考年龄人口
And the population who reached the college entrance examination age
jiù yǒu wàn
1696
16.96 million
nán dào kǎo shàng běn kē de wèi lái
难道考上本科未来
Is it the future of being admitted to undergraduate
jiù qián tú guāng míng
前途光明
Bright future
méi yǒu kǎo shàng de duō wàn rén
没有考上1000多万
More than 10 million people who failed to pass the exam
jiù yào duì wèi lái shī qù xìn xīn ma
就要未来失去信心
Do you lose confidence in the future?
xiǎn rán bù shì
显然不是
Obviously not
zán men lái kàn yī xià zhè zhāng
咱们来看一下
Let's take a look at this picture
xué lì zhōng
学历
Low education
jù yǒu gǔn xuě qiú tè zhēng de zhí yè
具有滚雪球特征职业
Profession with snowball characteristics
zhǔ
Anchor
jiàn shēn jiào liàn
健身教练
Fitness coach
měi róng měi fā shī
美容美发
Beauty hairdresser
měi jiǎ shī
美甲
Manicurist
zhōng děng xué lì mén kǎn de
中等学历门槛
Higher than the middle education threshold
mì shū xíng zhèng wén yuán
秘书行政文员
Secretary and administrative clerk
zhè zhǒng tuī shí tóu xíng de gōng zuò
这种石头工作
This kind of stone pushing work
jù yǒu gèng gāo de gōng zī
具有工资
Have a higher salary
ér suí zhe shí jiān de tuī yí
随着时间推移
And over time
rú guǒ àn zhào nián gōng zuò jīng yàn jì suàn de huà
如果按照5工作经验计算的话
If calculated based on 5 years of work experience
gǔn xuě qiú xíng de gōng zuò
滚雪球工作
Snowball work
suǒ lèi jī chū de cái fù
累积财富
Accumulated wealth
yào míng xiǎn gāo yú tuī shí tóu xíng de gōng zuò
明显高于石头工作
It’s significantly higher than the stone push
suǒ yǐ gāo xué lì
所以高学历
So high education
bìng bù yī dìng jiù xué lì
并不一定学历
Not necessarily lower education
suǒ lèi jī de cái fù yào gāo
累积财富
The accumulated wealth is higher
yào kàn rú hé xuǎn zé
如何选择
Depends on how to choose
dàn gāo xué lì zhěng tǐ shàng
高学历整体
But on the whole
yào xué lì de chéng zhǎng xìng huì gèng hǎo
学历成长性更好
It’s better to grow up than with a low degree
yào wèi shén me nà me duō rén
为什么那么
Why so many people
měi nián jǐ pò tóu
每年挤破
Squeeze your head every year
yào shàng dà xué ne
大学
Going to university too
duì yú pǔ tōng rén ér yán
对于普通人而言
For ordinary people
yào shàn yú zhuā zhù qū shì
善于抓住趋势
Be good at catching trends
jiù bǐ rú dà jiā dōu zhī dào
比如大家知道
Like everyone knows
yī shēng zhè gè zhí yè
医生这个职业
Doctor profession
yǒu fēi cháng hǎo de wèi lái
非常未来
Have a very good future
gāo xīn shòu rén zūn jìng
高薪尊敬
Highly paid and respected
dàn yī xiàn chéng shì de sān jiǎ yī yuàn
一线城市三甲医院
But the top three hospitals in first-tier cities
yào xiǎng jìn rù de mén kǎn
进入门槛
Barriers to entry
zhì shǎo dōu yào shì
至少要是985 211
Must be at least 985 211
zhè yàng yī xué yuàn de shuò shì huò bó shì
这样医学院硕士博士
Master or PhD in medical school
néng yǒu jǐ gè rén yǒu zhè yàng de néng lì ne
几个这样能力
How many people can have this ability
zhè yàng de mén kǎn
这样门槛
Such a threshold
ràng dà bù fēn rén de rén dōu wàng ér què bù
大部分望而却步
To discourage most people
dàn shì rú guǒ zǎi xì le jiě de huà
但是如果仔细了解的话
But if you understand carefully
jiù huì fā xiàn
发现
Will find
hái yǒu qí tā tú jìng
还有其他途径
There are other ways
néng gòu jìn rù zhè yàng de sān jiǎ yī yuàn
能够进入这样三甲医院
Can enter such a tertiary hospital
zài běi jīng yǒu yī suǒ
北京一所
There is a school in Beijing
dà jiā lián tīng dōu méi tīng shuō guò de xué xiào
大家没听说过学校
A school that everyone has never heard of
jiào zuò běi jīng wèi shēng zhí yè xué yuàn
叫做北京卫生职业学院
Called Beijing Health Vocational College
dāng měi nián de bì yè
每年毕业
When the annual graduation season
míng pái de pǔ tōng de dà xué shēng
名牌普通大学生
Ordinary college students of major brands
zài wǎng lái rén cái shì chǎng tóu jiǎn lì de
往来人才市场简历
Investing resumes in major talent markets
shí hòu
时候
time
zhè gè xué xiào de xué shēng
这个学校学生
Students in this school
què bèi yī yuàn
医院
But by major hospitals
wèi shēng jī gòu
卫生机构
Major health institutions
shén zhì guó wài de kāng fù jī gòu
甚至国外康复机构
Even foreign rehabilitation institutions
tí qián xué shēng dōu yù dìng zǒu le
提前学生预定
Pre-booked the students to leave
bù fēi de dài yù
不菲待遇
Expensive treatment
liáng hǎo de fú lì
良好福利
Good welfare
dōu cì yú yī gè míng pái dà xué shēng de xīn zī
次于一个名牌大学生薪资
Not inferior to the salary of a famous university student
wèi shén me
为什么
why
yīn wèi yī yuàn wèi shēng jī gòu
因为医院卫生机构
Because major hospitals and health institutions
duì yú hù shì de xū qiú liàng tài le
对于护士需求量
There is too much demand for nurses
lái kàn yī xià zhè zhāng
来看一下
Take a look at this picture
zhōng guó de zhù cè hù shì shù liàng
中国注册护士数量
Number of registered nurses in China
dá dào le wàn rén
达到410
Reached 4.1 million people
dàn měi qiān rén suǒ yōng yǒu de hù shì shù liàng
每千人拥有护士数量
But the number of nurses per thousand people
cái jǐn jǐn zhǐ yǒu rén
仅仅只有2.9
Only 2.9 people
gēn měi guó de rén
美国14.6
With 14.6 people in the U.S.
hái yǒu fēi cháng de chà jù
还有非常差距
There is still a very big gap
ér guó jiā guī huà de dào nián
国家规划2030
And the national plan by 2030
měi qiān rén cháng zhù rén kǒu
每千人常住人口
Permanent population per thousand
yōng yǒu de zhù cè hù shì shù liàng
拥有注册护士数量
Number of registered nurses
xī wàng néng gòu dá dào míng
希望能够达到4.7
Hope to reach 4.7
zhè jiù yì wèi zhe
意味着
This means
zhěng gè shè huì
整个社会
whole society
hái xū yào jìn wàn míng de hù shì
需要300万名护士
Nearly 3 million nurses are needed
zhè jiù shì qū shì
就是趋势
This is the trend
ér hù shì yòu shì yī zhǒng
护士一种
And the nurse is another kind
gǔn xuě qiú de
滚雪球
Snowballing
jì néng xíng de zhí wèi
技能型职位
Skilled positions
suí zhe shí jiān de tuī yí
随着时间推移
Over time
hù shì néng gòu chù lǐ
护士能够处理
Nurse can handle
gè zhǒng bù tóng bìng huàn de wèn tí
各种不同病患问题
Problems of various patients
jī lèi de jīng yàn yuè lái yuè duō
积累经验越来越
More and more experience accumulated
jù yǒu bù kě tì dài xìng
具有不可替代性
Irreplaceable
xīn zī zì rán huì chí xù de zēng zhǎng
薪资自然持续增长
Salaries will naturally continue to grow
dāng rán le
当然
Of course
zhè lǐ jǐn jǐn zhǐ shì
这里仅仅只是
Here is just
le yī gè shùn yīng qū shì de lì zi
一个顺应趋势例子
Give an example of conforming to the trend
zhǐ yào wǒ men néng zài rì cháng de shēng huó zhōng
只要我们日常生活
As long as we can in our daily life
duō duō guān chá
多多观察
Observe
shùn yīng qū shì
顺应趋势
Follow the big trend
zuò shàng kuài chē
快车
Get on the express
shùn zhe zhǎng zhǎng de pō dào
顺着长长的坡道
Down the long ramp
zhōng néng gǔn chū shǔ yú zì jǐ de xuě qiú
终能滚出属于自己雪球
Finally get his own big snowball
suǒ yǐ zhí yè de xuǎn zé
所以职业选择
So career choice
duì cái fù de jī lèi
财富积累
Accumulation of wealth
yǒu zhe zhòng yào de zuò yòng
有着重要作用
Has an important role
cái huì yǒu jī tāng wén
鸡汤
There will be that chicken soup
xuǎn zé dà yú nǔ lì
选择大于努力
"Choice is greater than effort"
jiù māo yǎn ér zuò de zhè gè méi tǐ lái shuō
猫眼儿这个媒体来说
Take this self-media made by Maoyan'er
shǒu xiān zhè gè zhí yè
首先这个职业
First of all this profession
shì yī gè jù yǒu jī lèi xìng de zhí yè
一个具有积累性职业
Is a cumulative occupation
suí zhe fěn sī de zēng jiā
随着粉丝增加
As fans increase
zì jǐ de shōu rù huì xiāng yīng de tí gāo
自己收入相应提高
My income will increase accordingly
bìng qiě shì shè shàng xiàn de
并且上限
And there is no upper limit
qí cì shì pín tú wén yī yàng
其次视频图文一样
Secondly, the video is the same as the graphic
jiāng huì zhǎng qī cún zài hù lián wǎng shàng
长期存在互联网
Will exist on the Internet for a long time
bù huì yīn wèi yǒu le xīn de zài tǐ
不会因为载体
Not because of the new carrier
shì pín jiù huì xiāo wáng
视频消亡
Video will die
suǒ yǐ zhè gè pō dào jǐ hū shì wú xiàn zhǎng de
所以这个坡道几乎无限
So this ramp is almost infinitely long
zuì hòu shì pín de nèi róng
最后视频内容
The content of the final video
xū yào tǐ xiàn chū zuò zhě de zhǔ guān guān diǎn
需要体现作者主观观点
Need to reflect the author's subjective point of view
ér chá xún zī liào suǒ huò dé de shù jù
查询资料获得数据
And the data obtained by querying the data
yòu zài yìn zhèng zhè gè guān diǎn
印证这个观点
Confirming this point of view
zhè zhǒng shì pín nèi róng
这种视频内容
This video content
shì rén gōng zhì néng suǒ bù néng tì dài de
人工智能不能替代
It cannot be replaced by artificial intelligence
ér qiě māo yǎn suǒ zhì zuò de zhè zhǒng zhōng shì pín
而且猫眼制作这种视频
And this kind of Chinese video made by Maoyan
xiāng bǐ yī fēn zhōng yǐ nèi de duǎn shì pín ér yán
相比一分钟以内视频而言
Compared to short videos within one minute
néng gòu shǐ yòng gèng zhǎng de shí zhǎng
能够使用
Able to use longer time
yī jiàn shì jiǎng gèng jiā qīng chǔ
一件更加清楚
Make one thing more clear
zhè shì duǎn shì pín suǒ méi yǒu bàn fǎ zuò dào de
视频没有办法做到
This is something that short videos cannot do
shì shùn yīng le yī zhǒng qū shì
顺应一种趋势
Also conforms to a trend
suǒ yǐ māo yǎn mù qián suǒ zuò de zhè gè méi tǐ
所以猫眼目前这个媒体
So the self-media that Maoyan currently does
jiù shì yī gè kě yǐ zhǎng qī jī lèi cái fù de
就是一个可以长期积累财富
Is a person who can accumulate wealth for a long time
zhí yè
职业
Occupation
nín bù fáng tào yòng zhè gè kuāng jià
不妨套用这个框架
You may also wish to apply this framework
lái fēn xī yī xià zì jǐ de zhí yè
分析一下自己职业
Let’s analyze my career
néng wèi zì jǐ liáng hǎo
自己良好
Be good for yourself
bìng zhǎng qī de jī lèi cái fù ma
长期积累财富
And accumulate wealth for a long time?
huān yíng péng yǒu men liú yán
欢迎朋友留言
Welcome friends to leave a message
shuō shuō dà jiā de zhí yè
大家职业
Talk about everyone's occupation
dà jiā yī qǐ tàn tǎo yī xià
大家一起探讨一下
Let's discuss it together
dōu kàn wán le
Finished reading
jiù shùn biàn diǎn zàn bei
顺便
Just like it by the way
gǎn xiè guān zhòng
感谢观众
Thank the audience
māo yǎn ér de pín dào xià qī zài jiàn
猫眼儿频道下期再见
See you next time on Maoyan's channel
Subtitles turned off
Wow! You're awesome!

What should ordinary people do if they want to accumulate wealth and realize wealth freedom?

  • posted on 2020-11-19
  • vocabulary (98)
  • 猫眼儿观世界

pǐn kē jì liáo jīng jì

科技经济

Product technology talk about economy

dà jiā hǎo shì māo yǎn ér

大家猫眼儿

Hello everyone i am cat eye

yǒu hěn duō rén dōu zài shuō

很多

Many people are saying

rú hé rú hé shí xiàn cái fù zì yóu

如何如何实现财富自由

How to realize the freedom of wealth

chéng rán cái shāng de pǔ jí

诚然财商普及

It is true that the popularity of financial business

gù rán ràng hěn duō rén dōu yǒu le

固然很多

Of course, many people have

duì shuì hòu shōu rù cái fù zì yóu de xiàng wǎng

税后收入财富自由向往

Yearning for freedom of income and wealth after tax

dàn yáo kàn kōng zhōng lóu gé shí

空中楼阁

But when I look at the castle in the sky

zài dī tóu kàn kàn zì jǐ de jiǎo xià

低头看看自己脚下

Look down at your feet again

zhè gè chà jù zhe shí hái shì bǐ jiào de

这个差距着实还是比较

The gap is actually quite large

zuò wèi yī gè pǔ tōng rén

作为一个普通人

As an ordinary person

yǒu shí xiàn cái fù zì yóu de lǐ xiǎng shì hǎo de

实现财富自由理想

It is good to have the ideal of achieving wealth and freedom

dàn yào rèn qīng xiàn shí

认清现实

But also recognize reality

zhōng diǎn gù rán fēi cháng jù yǒu xī yǐn lì

终点固然非常具有吸引力

The end point is very attractive

dàn tōng wǎng zhōng diǎn de měi yī bù jiē tī

通往终点一步阶梯

But every step of the ladder to the end

cái shì zuì zhòng yào de

重要

Is the most important

běn qī shì pín māo yǎn ér

本期视频猫眼儿

That video cat eye

jiù gēn nín qǐ lái liáo liáo

起来聊聊

Just chat with you

yào xiǎng shí xiàn cái fù zì yóu

实现财富自由

To realize the freedom of wealth

zhè gè zhōng jí mù biāo

这个终极目标

This ultimate goal

wǒ men pǔ tōng rén jiū jìng yīng gāi zhè me zuò

我们普通人究竟应该这么

What should we ordinary people do?

huān yíng guān zhù māo yǎn ér de pín dào

欢迎关注猫眼儿频道

Welcome to follow Maoyaner's channel

xián lái de huà

的话

Free words

kě yǐ fān fān qí tā nèi róng

可以翻翻其他内容

You can also browse other content

zài shuō zhè gè huà tí zhī qián

这个话题之前

Before talking about this topic

zán men xiān cóng hóng guān de jiǎo dù

咱们宏观角度

Let’s start with a macro perspective

lái kàn yī zǔ shù jù

来看一组数据

Look at a set of data

zhōng guó rén yōng yǒu de cái fù rén qún

中国拥有财富人群

The wealthy people owned by the Chinese

fēn wèi jǐ dà lèi

分为几大类

Divided into several categories

xiǎo yú wàn de dà zhòng rén qún

小于100大众人群

Mass population less than 1 million

cái fù zài wàn de

财富100~300

Those with wealth between 1 and 3 million

dà zhòng fù yù rén qún

大众富裕人群

Mass affluent

wàn de fù yù rén qún

300~700富裕人群

3 to 7 million wealthy people

wàn de gāo jìng zhí

700~3500净值

7~35 million high net worth

rén qún

人群

crowd

wàn yǐ shàng de

3500以上

And over 35 million

chāo gāo jìng zhí rén qún

超高净值人群

UHNWI

cóng zhè liǎng gè shàng wǒ men kě yǐ kàn chū

两个我们可以看出

From these two pictures we can see

zhōng guó yōng yǒu wàn yǐ shàng cái fù de

中国拥有100以上财富

China has a wealth of more than 1 million

rén qún

人群

crowd

jǐn jǐn zhǐ yǒu

仅仅只有3.53%

Only 3.53%

ér jǐn jǐn zhǐ shì zhè me shǎo liàng de rén qún

仅仅只是这么少量人群

And just such a small number of people

què yōng yǒu de cái fù

拥有47%财富

Have 47% of wealth

zài zhè bù fēn fù rén zhōng

这部分富人

Among the rich

shì yuè lái yuè duō de cái fù

越来越财富

Also more and more wealth

xiàng tóu bù gāo jìng zhí

头部净值

High net worth

chāo gāo jìng zhí rén qún zhuǎn yí

超高净值人群转移

And ultra-high-net-worth population

rèn qīng zhè gè xiàn shí

认清这个现实

Recognize this reality

jiù zhī dào le

知道

You know

rú guǒ cái fù

如果财富

If wealth

zài wàn de fù yù rén qún

300~700富裕人群

Among the wealthy people of 3~7 million

néng gòu shí xiàn cái fù zì yóu de huà

能够实现财富自由的话

If you can realize the freedom of wealth

xiǎng yào shí xiàn zhēn zhèng de cái fù zì yóu

想要实现真正财富自由

Want to achieve real freedom of wealth

jiù bì xū zhì shǎo yào dǎ bài zhōng guó

必须至少打败中国

You must at least defeat China

de rén

99.14%

99.14% of people

zhè gè nán dù zhe shí bù xiǎo

这个难度着实不小

This difficulty is really not small

dàn shì wǒ men bù néng kàn dào kùn nán

但是我们不能看到困难

But we cannot see the difficulties

jiù tuì suō ba

退缩

Just back down

wǒ men lái chāi jiě yī xià

我们拆解一下

Let's disassemble it

yào xiǎng chéng wèi gāo jìng zhí rén qún de fāng shì

成为净值人群方式

The way to become a high-net-worth group

dōu yǒu nǎ xiē ne

哪些

What are they

wǒ men lái kàn yī xià zhè zhāng

我们来看一下

Let's take a look at this picture

zhōng guó gāo jìng zhí rén qún cái fù de lái yuán

中国净值人群财富来源

Sources of wealth for China's high net worth individuals

zhǔ yào shì chuàng bàn gōng sī huò qǐ yè

主要创办公司企业

Mainly start a company or enterprise

zhè gè nán dù bù xiǎo

这个难度不小

This is not easy

bì jìng dà bù fēn de rén dōu shì dǎ gōng de

毕竟大部分打工

After all, most people work part-time

zhǐ yǒu shǎo bù fēn de rén cái shì lǎo bǎn

只有少部分人才老板

Only a few people are bosses

ér yǎn zhōng de lǎo bǎn

眼中老板

And the boss in your eyes

shì xìng cún zhě piān chà de jié guǒ

幸存者偏差结果

Is also the result of survivor’s bias

jiù shì zhǐ kàn dào le

就是看到

You just saw it

lǎo bǎn chéng gōng de zhè gè jié guǒ

老板成功这个结果

This result of your boss’s success

què yǒu yì de hū lüè diào le

有意忽略

But deliberately ignored

gēn lǎo bǎn lèi shì de chuàng yè zhě

老板类似创业者

Entrepreneurs similar to your boss

qí shí yǒu hěn duō dōu shī bài le

其实很多失败

Actually many failed

ér qiě dōu shì shī bài de jí wú míng

而且失败籍无名

And they are all failed.

méi yǒu rén huì guān zhù tā men

没有关注他们

No one will follow them

suǒ yǐ chuàng yè zhè zhǒng jiǔ sǐ yī shēng de shì

所以创业这种九死一生

So starting a business is a matter of life and death

bìng shì hé dà bù fēn de rén

适合大部分

Not suitable for most people

zhè shì tōng wǎng gāo jìng zhí rén qún

通往净值人群

This is the gateway to high-net-worth individuals

zuì kuài de tōng dào

最快通道

Fastest channel

dàn tóng shí shì zuì cán kù de tōng dào

同时残酷通道

But it is also the cruelest channel

wǒ men zài lái kàn kàn qí tā jǐ zhǒng fāng shì

我们看看其他几种方式

Let's take a look at other ways

shèng xià de zhǒng fāng shì zhōng

剩下5方式

Of the remaining 5 ways

shì hū jiù shì láo wù shōu rù

似乎就是劳务收入

Seems to be labor income

gèng jiā shì hé dà bù fēn de rén

更加适合大部分

More suitable for most people

tóu zī huò lì

投资获利

Investment profit

gǔ piào tóu zī

股票投资

Stock investment

fáng chǎn tóu zī

房产投资

Real estate investment

zhè xiē dōu shì xū yào yuán shǐ zī běn

这些需要原始资本

These all require original capital

cái néng gòu huò lì de

能够获利

To be profitable

duì yú dà bù fēn rén ér yán

对于大部分而言

For most people

zhè diǎn tài xiàn shí

这点现实

This is not realistic

ér duì yú jì chéng cái chǎn de wèn tí

对于继承财产问题

And the question of inheriting property

dà bù fēn rén dōu méi yǒu zhè gè hǎo mìng

大部分没有这个

Most people don’t have this good life

suǒ yǐ láo wù xìng de shōu rù

所以劳务收入

So labor income

chéng wèi le dà bù fēn pǔ tōng rén

成为大部分普通人

Became most ordinary people

xiū gǎi mìng yùn de guān jiàn

修改命运关键

The key to modifying fate

láo wù xìng shōu rù

劳务收入

Labor income

shuō bái le jiù shì gōng zī shōu rù

说白了就是工资收入

To put it bluntly, it is salary income

chū mài zì jǐ de tǐ lì

出卖自己体力

You betray your physical strength

huò nǎo lì suǒ huàn qǔ de bào chóu

脑力换取报酬

Or brain power

zhè gè shì wǒ men jué dà bù fēn rén zhèng zài zuò de

这个我们绝大部分正在

This is what most of us are doing

dàn shì gōng zuò fēn xíng

但是工作360

But work is also divided into 360 lines

jiù zì jǐ lái shuō

自己来说

Take me for example

dà xué bì yè hòu

大学毕业

After graduating from college

tóng yī zhuān yè de tóng xué

同一专业同学

Classmates of the same major

zài jǐ nián zhī hòu

几年之后

In a few years

suǒ xuǎn zé de gōng zuò

选择工作

Selected job

huì yǒu hěn dà de qū bié

很大区别

Will make a big difference

yǒu zuò qǐ yè gāo guǎn de

企业

There are business executives

yǒu mài gǔ dǒng de

古董

There are antiques

yǒu zuò méi tǐ de

媒体

Media

yǒu zuò gè tǐ hù de

个体户

Self-employed

hái yǒu kāi gōng sī de

还有公司

And start a company

dàn bì yè duō nián zhī hòu

毕业10多年之后

But more than 10 years after graduation

dāng nián yī gè jiào shì shàng kè de tóng xué

当年一个教室上课同学

Classmates in a classroom

jìng yù cái fù

境遇财富

Situational wealth

què huì yǒu fēi cháng de qū bié

非常区别

But there will be a very big difference

gāi xuǎn shén me yàng de zhí yè

什么样职业

What kind of career should I choose?

cái gèng yǒu zhù yú cái fù de jī lèi ne

有助于财富积累

Is more helpful to the accumulation of wealth

zán men kě yǐ cóng bā fēi tè de

咱们可以巴菲特

We can start from Buffett’s

yī jù míng yán zhōng

一句名言

In a famous saying

zhǎo dào dá àn

找到答案

Find the answer

céng shuō guò

He once said

rén shēng jiù xiàng gǔn xuě qiú

人生滚雪球

Life is like a snowball

zhòng yào de shì fā xiàn hěn shī de xuě hěn zhǎng de

重要发现很湿

The important thing is to find very wet snow and a long slope

jiǎn dān de shuō jiù shì hǎo de zhí yè

简单就是职业

Simply put, a good career

bì xū jù yǒu liáng hǎo de chéng zhǎng xìng

必须具有良好成长性

Must have good growth

zhǎng qī jī lèi de tè diǎn

长期积累特点

And the characteristics of long-term accumulation

ér zhī xiāng duì de

相对

And the opposite

yǒu chéng zhǎng hǎo de zhí yè

成长职业

Have a good career

huì yǒu nà xiē yuè qín fèn

那些勤奋

There will be those who are more diligent

yuè pín qióng de zhí yè

贫穷职业

The poorer occupation

jiù xiàng gǔ xī là shén huà zhōng de fú sī

古希腊神话西西弗斯

Like Sisyphus in ancient Greek mythology

bù duàn de yī kuài jù shí

不断一块巨石

He kept putting a boulder

tuī dào shān dǐng

山顶

Push to the top

yòu gǔn xià qù

滚下去

Roll down again

jiē zhe wǎng shàng tuī zài gǔn xià

接着上推

Then push up and then roll down

rú cǐ bù duàn de xún huán

如此不断循环

Such a constant cycle

zhí zhì hào jǐn zì jǐ de shēng mìng

直至耗尽自己生命

Until I run out of life

zài bù duàn de zhòng fù zhe xiāng tóng de shì

不断重复相同

Keep repeating the same thing

yǐn shēn dào wǒ men gōng zuò zhōng

引申我们工作

Extend to our work

jiù shì nà xiē bù duàn zhòng fù

就是那些不断重复

Those who keep repeating

méi yǒu jī lèi xìng tuī shí tóu lèi xíng de zhí yè

没有积累性石头类型职业

There is no cumulative push stone type occupation

gǔn xuě qiú xíng de zhí yè

滚雪球职业

Snowball career

tuī shí tóu xíng de zhí yè

石头职业

And push the stone type career

zài wèi lái zhōng

未来

In the future

huì xiǎn shì chū fēi cháng de qū bié

显示非常区别

Will show a very big difference

suǒ yǐ dà jiā zài xuǎn zé xíng yè zhí yè de

所以大家选择行业职业

So everyone is choosing industry and occupation

shí hòu

时候

time

shén zhì dà xué shēng zài xuǎn zé zhuān yè de shí hòu

甚至大学生选择专业时候

Even when college students choose a major

dōu yào fēi cháng fēi cháng de shèn zhòng

非常非常慎重

Must be very, very cautious

yīn wèi zhè jiāng jué dìng

因为决定

Because this will determine

cái fù jī lèi sù dù de kuài màn

财富积累速度

The speed of your wealth accumulation

nǎ xiē shì gǔn xuě qiú xíng de zhí yè ne

哪些滚雪球职业

What are the snowball occupations?

bǐ rú jiào shī

比如教师

Such as teachers

lǜ shī

律师

lawyer

yī shēng

医生

Doctors

zhè jiù shǔ yú wǒ men chuán tǒng suǒ shuō de

属于我们传统所说

This is what we traditionally say

yuè lǎo yuè chī xiāng de zhí yè

吃香职业

The older the more popular profession

suí zhe shí jiān de tuī yí

随着时间推移

Over time

suǒ jī lèi de jīng yàn yuè lái yuè duō

积累经验越来越

More and more experience accumulated

zì jǐ suǒ zhǎng wò de jì néng yuè lái yuè duō

自己掌握技能越来越

I have more and more skills

zì rán shè huì gěi yǔ de cái fù

自然社会给予财富

Wealth given by natural society

huì yuè lái yuè duō

越来越

More and more

dāng rán zhè xiē bù shì dà bù fēn rén

当然这些不是大部分

Of course these are not most people

suǒ néng huò dé de zhí yè

获得职业

Available occupations

bì jìng zhè xiē dōu xū yào de xué lì mén kǎn

毕竟这些需要学历门槛

After all, these all require a high degree of education threshold

dàn shì jí shǐ shì xué lì de

但是即使学历

But even those with low education

yī rán yǒu hěn duō gǔn xuě qiú xíng de zhí yè

依然很多滚雪球职业

There are still many snowball jobs

bǐ rú jiàn shēn jiào liàn

比如健身教练

Like a fitness coach

měi róng shī

美容师

Beautician

yù ér shī

育儿

Parents

lǐ liáo shī

理疗

Physiotherapist

zhè xiē zhí yè

这些职业

These occupations

suī rán xū yào tài gāo de wén píng

虽然需要文凭

Although you don’t need a high diploma

dàn shì suí zhe jì néng de jīng yàn de zēng jiā

但是随着技能经验增加

But with the increase of skill experience

yī rán kě yǐ ná dào bù cuò de shōu rù

依然可以拿到不错收入

Still get a good income

bǐ rú zhè gè jiàn shēn jiào liàn

比如这个健身教练

Such as this fitness coach

nián chéng shì fú wù de píng jūn gōng zī zhōng

2018城市服务平均工资

Among the average salaries of urban services in 2018

jiàn shēn jiào liàn de gōng zī

健身教练工资

Salary of fitness coach

kě yǐ dá dào

可以达到

can reach

yuán

16,524

16,524 yuan

dāng rán le wǒ men bìng bù shì shuō

当然我们不是

Of course we are not saying

ràng dà jiā dōu zuò jiàn shēn jiào liàn

大家健身教练

Let everyone be a fitness coach

ér shì gào sù dà jiā

而是告诉大家

But to tell everyone

wǒ men zài xuǎn zé yī gè zhí yè de shí hòu

我们选择一个职业时候

When we choose a profession

bù yào máng mù

不要盲目

Don't be blind

dāng rán nán fāng yǒu hěn duō gōng chǎng

当然南方很多工厂

Of course there are many factories in the south

liú shuǐ xiàn shàng yǒu tài duō de nián qīng rén

流水线年轻人

Too many young people on the assembly line

yī gè níng luó sī de dòng zuò fēi cháng xián shú

一个螺丝动作非常娴熟

A screw is very skillful

suǒ yòng de lì dào qià dào hǎo chù

所用力道恰到好处

The force used is just right

ér qiě fēi cháng de kuài sù

而且非常快速

And very fast

hěn xiǎn rán zhè yàng de gōng zuò

显然这样工作

Obviously this kind of work

bìng bù xū yào tài gāo de jì néng

并不需要技能

Does not require too high skills

jí shǐ níng luó sī de jì néng

即使螺丝技能

Even if you screw the skills

kě yǐ quán chǎng

可以全厂

Can crush the whole plant

duì yú cái fù jī lèi ér yán

对于财富积累而言

For your wealth accumulation

bìng duō hǎo chù

好处

Not much good

zhè gè jiù shì diǎn xíng de

这个就是典型

This is typical

tuī shí tóu lèi xíng de zhí yè

石头类型职业

Push stone type career

suǒ yǐ jìng xià xīn lái zǎi xì xiǎng xiǎng zì jǐ de

所以静下心来仔细想想自己

So calm down and think about your own

gōng zuò

工作

jobs

dào dǐ shì gǔn xuě qiú xíng de gōng zuò

到底滚雪球工作

It's a snowball job after all

hái shì tuī shí tóu xíng de gōng zuò

还是石头工作

Still pushing the stone type job

qí cì

其次

Secondly

wǒ men hái bì xū yào zhù yì dào

我们必须注意

We must also notice

zì jǐ de zhí yè

自己职业

Own profession

wèi lái huì bù huì bèi rén gōng zhì néng suǒ tì dài

未来不会人工智能替代

Will it be replaced by artificial intelligence in the future

kě néng jué dé zhè shì wēi yán sǒng tīng

可能觉得危言耸听

Maybe you think this is alarmist

zán men jiù huá ěr jiē bāng gāo zhì shāng gāo

咱们华尔街高智商

Let’s take those high IQs from Wall Street

xué lì de rén lái shuō

学历来说

For those with academic qualifications

nián

2019

2019

huā qí yín xíng dé yì zhì yín xíng

花旗银行德意志银行

Citibank and Deutsche Bank

fēn bié cái yuán le wàn rén wàn rén

分别裁员11.8

Lay off 10,000 and 18,000 employees respectively

rén gōng zhì néng kě yǐ tì dài

人工智能可以替代

Artificial intelligence can replace

hěn duō tóu xíng yuán gōng de gōng zuò

很多员工工作

The work of many investment bank employees

jì rán kě yǐ bèi tì dài

既然可以替代

Since it can be replaced

yòu wèi shén me yī dìng yào qǐng rén ne

为什么一定

Why must we hire someone?

dāng rán zhè gè jǐn jǐn zhǐ shì jīn róng lǐng yù

当然这个仅仅只是金融领域

Of course this is only in the financial sector

zán men lái kàn kàn gōng chǎng de zhì zào lǐng yù

咱们看看工厂制造领域

Let's take a look at the manufacturing area of ​​the factory

gōng yè jī qì rén shì chǎng

工业机器人市场

Industrial Robot Market

cóng nián dào nián

1417

From 14 to 17 years

jiù fān le yī fān

翻了一番

Just doubled

shòu zhì yú jìn lái de mào yì zhàn yì qíng yǐng xiǎng

受制于近来贸易战疫情影响

Subject to the recent trade war and epidemic

zēng sù yǒu suǒ fàng huǎn

增速有所放缓

The growth rate has slowed down

dàn réng rán chù yú bù duàn pān shēng zhī zhōng

仍然处于不断攀升之中

But it's still climbing

gōng yè jī qì rén de shǐ yòng

工业机器人使用

Use of industrial robots

shì bì huì tì dài dà liàng de zhì zào yè gǎng wèi

势必会替代大量制造业岗位

Will replace a large number of manufacturing jobs

ér zhěng gè zhōng guó rén gōng zhì néng lǐng yù de

整个中国人工智能领域

And the entire Chinese artificial intelligence field

zēng zhǎng lǜ

增长率

growth rate

què zài xiǎn zhù zēng jiā

显著增加

But it is increasing significantly

nián

2022

2022

jiāng nián fān yī fān

2019翻一番

Will double from 2019

rén gōng zhì néng de pǔ jí

人工智能普及

The popularity of artificial intelligence

shì bì huì duì jiāng lái de gōng zuò zhí wèi

势必会将来工作职位

Is bound to be

dài lái jù dà de yǐng xiǎng

带来巨大影响

Have a huge impact

ér rén gōng zhì néng shì quán qiú de yī gè bì rán

人工智能全球一个必然

And artificial intelligence is a necessity in the world

qū shì

趋势

trend

jié hé dào wǒ men shí jì de zhí wèi shàng

结合我们实际职位

Combined with our actual position

jiù yào kàn zhè gè zhí wèi huì bù huì bèi biān mǎ huà

就要这个职位不会编码

It depends on whether this position will be coded

lǐ kāi fù céng jīng shuō guò

李开复曾经

Kaifu Lee once said

yī gè miǎo zhōng zhǔn zé

一个5秒钟准则

A 5-second rule

jiù shì shuō yī xiàng gōng zuò zhōng

就是说一项工作

That is to say in a job

xū yào sī kǎo jué cè de wèn tí

需要思考决策问题

Issues that require thinking and decision-making

kě yǐ ràng rén zài miǎo nèi

可以5

Can make people in 5 seconds

zuò chū xiāng yīng de jué dìng

做出相应决定

Make corresponding decisions

nà me zhè xiàng gōng zuò

那么这项工作

Then this job

jiù hěn yǒu kě néng bèi rén gōng zhì néng jì shù

可能人工智能技术

Artificial intelligence technology

bù fēn huò quán bù tì dài

部分全部替代

Partial or full replacement

nián

2000

2000

gāo shèng niǔ yuē zǒng bù de

高盛纽约总部

Goldman Sachs New York headquarters

gǔ piào jiāo yì guì tái

股票交易柜台

Stock trading counter

yǒu míng jiāo yì yuán

600交易员

There are 600 traders

kě shì rú jīn zhè lǐ zhǐ yǒu liǎng míng yuán gōng

可是如今这里只有两名员工

But now there are only two employees

qí tā rén dōu bèi zì dòng jiāo yì chéng xù suǒ jiē guǎn le

其他人自动交易程序接管

Everyone else was taken over by automated trading programs

céng jīng yín xíng zhí yuán

曾经银行职员

Former bank clerk

bèi rèn wèi shì jīn fàn wǎn

认为金饭碗

Considered a golden rice bowl

píng jūn gōng zī wǒ men zhōng wèi shù de huà

平均工资我们中位数的话

If we take the median of the average salary

zài wàn zuǒ yòu

25万左右

Also around 250,000

zhè gè shōu rù shì chéng zhèn píng jūn gōng zī de sān bèi

这个收入城镇平均工资三倍

This income is three times the average urban salary

zuǒ yòu

左右

about

dàn shì rén gōng zhì néng huà de jīn tiān

但是人工智能今天

But today of artificial intelligence

yín xíng de yī xiē gōng zhǒng zhèng zài xiāo shī

银行一些工种正在消失

Some types of bank jobs are disappearing

zhì huì guì yuán jī

智慧柜员机

Smart ATM

yuǎn chéng shì pín guì yuán jī

远程视频柜员机

Remote video teller machine

gè zhǒng gè yàng de méi tǐ zhǎn shì píng

各种各样媒体展示

Various media display screens

dài tì le yī xiē dà táng jīng lǐ de zhí néng

代替一些大堂经理职能

Replaced the functions of some lobby managers

cóng zhè zhāng shàng wǒ men jiù kě yǐ kàn chū

我们可以看出

From this picture we can see

jiā shàng shì yín xíng de yuán gōng shù liàng

36上市银行员工数量

Number of employees in 36 listed banks

shì zài zhú nián xià jiàng de

逐年下降

Is declining year by year

zhè bìng bù shì shuō yín xíng zhēng qián le

不是银行挣钱

This is not to say that the bank is not making money anymore

cái yào cái yuán

裁员

Layoffs

ér shì yī xiē zhí wèi bèi tì dài

而是一些职位替代

But some positions were replaced

mǎ yǐ jí tuán qí xià de wǎng shāng yín xíng

蚂蚁集团旗下银行

Internet Merchant Bank under Ant Group

jī yú shù jù

基于数据

Based on big data

rén gōng zhì néng fēn xī jì shù

人工智能分析技术

Artificial Intelligence Analysis Technology

shí xiàn fàng dài liú chéng

实现310放贷流程

Realize 310 lending process

xiǎo wēi qǐ yè kě yǐ zài fēn zhōng nèi

企业可以3分钟

Small and micro enterprises can within 3 minutes

tián xiě shēn qǐng zī liào

填写申请资料

Fill in the application materials

zài fēn zhōng nèi shěn hé bìng fàng kuǎn

1分钟审核放款

Review and release funds within 1 minute

rén gōng gàn yù

0人工干预

0 manual intervention

míng yuán gōng

720员工

Its 720 employees

què lèi jì fú wù le

累计服务

But accumulated service

wàn jiā xiǎo wēi qǐ yè

1227万家企业

12.27 million small and micro enterprises

zhè jiù shì rén gōng zhì néng

就是人工智能

This is artificial intelligence

zài wèi lái duì zhí yè de yǐng xiǎng

未来职业影响

Impact on careers in the future

bù yào jué dé rén gōng zhì néng duì zhí yè de yǐng xiǎng

不要觉得人工智能职业影响

Don't feel the impact of artificial intelligence on careers

shì wèi lái de shì

未来

Is the future

duì zì jǐ bù huì yǒu yǐng xiǎng

自己不会影响

Will not affect yourself

xiǎng xiǎng téng xùn de xīn wén

想想腾讯新闻

Think about Tencent news

xiě zuò jī qì rén miǎo

写作机器人dreamwriter0.5

Writing robot dreamwriter 0.5 seconds

jiù kě yǐ xiě chū yī piān de

可以写出一篇1000

You can write a 1000 words

xīn wén bào dào

新闻报道

News report

zhè shì duì méi tǐ rén de yǐng xiǎng

媒体影响

This is the impact on media people

xiǎng xiǎng bǎi dù wú rén chū zū chē

想想百度无人出租车

Think Baidu unmanned taxi

wèi lái duì sī jī de yǐng xiǎng

未来司机影响

Future impact on drivers

xiǎng xiǎng jīng dōng yán fā de kuài dì pèi sòng jī qì rén

想想京东研发快递配送机器人

Think about the express delivery robot developed by JD.com

wèi lái duì wàn kuài dì yuán de yǐng xiǎng

未来300快递影响

The future impact on 3 million couriers

kē dà xùn fēi de shí shí fān yì

科大实时翻译

Real-time translation of iFlytek

duì fān yì de yǐng xiǎng děng děng děng děng de

翻译影响等等等等

The influence of pen on translation, etc.

zhè xiē dōu bù shì kōng xué lái fēng

这些不是空穴来风

These are not groundless

ér shì yǐ jīng shí shí zài zài luò dì de jì shù

而是已经实实在在落地技术

It's a technology that has actually landed

wǒ men bù néng zhuāng zuò shì ér bù jiàn

我们不能装作视而不见

We can't pretend to be blind

yǎn ěr dào líng de rèn wèi

掩耳盗铃认为

Think

duì zì jǐ bù huì yǒu yǐng xiǎng

自己不会影响

Will not affect yourself

wèi yǔ chóu móu

未雨绸缪

Plan ahead

tí qián huā jǐ fēn zhōng

提前几分钟

Take a few minutes in advance

sī kǎo yī xià zhè gè wèn tí

思考一下这个问题

Think about this question

zì jǐ de zhí wèi shì gǔn xuě qiú xíng de

自己职位滚雪球

Own position is snowballing

hái shì tuī shí tóu xíng de

还是石头

Still push the stone

wèi lái huì bù huì bèi rén gōng zhì néng suǒ tì dài

未来不会人工智能替代

Will it be replaced by artificial intelligence in the future

sī kǎo le zhè liǎng gè wèn tí zhī hòu

思考两个问题之后

After thinking about these two questions

wǒ men lái kàn kàn jù tǐ de zhí yè xuǎn zé

我们看看具体职业选择

Let's take a look at specific career choices

zài wǒ men de gù yǒu yìn xiàng zhōng

我们固有印象

In our inherent impression

shì hū yī zhí shì gāo xué lì

似乎一直高学历

Seems to have always been highly educated

cái huì yǒu gāo shōu rù

收入

High income

dàn shì yào zhī dào

但是知道

But know

bìng bù shì suǒ yǒu de rén

不是所有

Not all people

dōu yōng yǒu gāo xué lì de

拥有高学历

All have high education

jiù nián lái shuō

2019来说

Take 2019 as an example

běn kē lù qǔ rén shù wàn

本科录取人数309

Undergraduate admissions 3.09 million

ér dāng nián dá dào gāo kǎo nián líng de rén kǒu

当年达到高考年龄人口

And the population who reached the college entrance examination age

jiù yǒu wàn

1696

16.96 million

nán dào kǎo shàng běn kē de wèi lái

难道考上本科未来

Is it the future of being admitted to undergraduate

jiù qián tú guāng míng

前途光明

Bright future

méi yǒu kǎo shàng de duō wàn rén

没有考上1000多万

More than 10 million people who failed to pass the exam

jiù yào duì wèi lái shī qù xìn xīn ma

就要未来失去信心

Do you lose confidence in the future?

xiǎn rán bù shì

显然不是

Obviously not

zán men lái kàn yī xià zhè zhāng

咱们来看一下

Let's take a look at this picture

xué lì zhōng

学历

Low education

jù yǒu gǔn xuě qiú tè zhēng de zhí yè

具有滚雪球特征职业

Profession with snowball characteristics

zhǔ

Anchor

jiàn shēn jiào liàn

健身教练

Fitness coach

měi róng měi fā shī

美容美发

Beauty hairdresser

měi jiǎ shī

美甲

Manicurist

zhōng děng xué lì mén kǎn de

中等学历门槛

Higher than the middle education threshold

mì shū xíng zhèng wén yuán

秘书行政文员

Secretary and administrative clerk

zhè zhǒng tuī shí tóu xíng de gōng zuò

这种石头工作

This kind of stone pushing work

jù yǒu gèng gāo de gōng zī

具有工资

Have a higher salary

ér suí zhe shí jiān de tuī yí

随着时间推移

And over time

rú guǒ àn zhào nián gōng zuò jīng yàn jì suàn de huà

如果按照5工作经验计算的话

If calculated based on 5 years of work experience

gǔn xuě qiú xíng de gōng zuò

滚雪球工作

Snowball work

suǒ lèi jī chū de cái fù

累积财富

Accumulated wealth

yào míng xiǎn gāo yú tuī shí tóu xíng de gōng zuò

明显高于石头工作

It’s significantly higher than the stone push

suǒ yǐ gāo xué lì

所以高学历

So high education

bìng bù yī dìng jiù xué lì

并不一定学历

Not necessarily lower education

suǒ lèi jī de cái fù yào gāo

累积财富

The accumulated wealth is higher

yào kàn rú hé xuǎn zé

如何选择

Depends on how to choose

dàn gāo xué lì zhěng tǐ shàng

高学历整体

But on the whole

yào xué lì de chéng zhǎng xìng huì gèng hǎo

学历成长性更好

It’s better to grow up than with a low degree

yào wèi shén me nà me duō rén

为什么那么

Why so many people

měi nián jǐ pò tóu

每年挤破

Squeeze your head every year

yào shàng dà xué ne

大学

Going to university too

duì yú pǔ tōng rén ér yán

对于普通人而言

For ordinary people

yào shàn yú zhuā zhù qū shì

善于抓住趋势

Be good at catching trends

jiù bǐ rú dà jiā dōu zhī dào

比如大家知道

Like everyone knows

yī shēng zhè gè zhí yè

医生这个职业

Doctor profession

yǒu fēi cháng hǎo de wèi lái

非常未来

Have a very good future

gāo xīn shòu rén zūn jìng

高薪尊敬

Highly paid and respected

dàn yī xiàn chéng shì de sān jiǎ yī yuàn

一线城市三甲医院

But the top three hospitals in first-tier cities

yào xiǎng jìn rù de mén kǎn

进入门槛

Barriers to entry

zhì shǎo dōu yào shì

至少要是985 211

Must be at least 985 211

zhè yàng yī xué yuàn de shuò shì huò bó shì

这样医学院硕士博士

Master or PhD in medical school

néng yǒu jǐ gè rén yǒu zhè yàng de néng lì ne

几个这样能力

How many people can have this ability

zhè yàng de mén kǎn

这样门槛

Such a threshold

ràng dà bù fēn rén de rén dōu wàng ér què bù

大部分望而却步

To discourage most people

dàn shì rú guǒ zǎi xì le jiě de huà

但是如果仔细了解的话

But if you understand carefully

jiù huì fā xiàn

发现

Will find

hái yǒu qí tā tú jìng

还有其他途径

There are other ways

néng gòu jìn rù zhè yàng de sān jiǎ yī yuàn

能够进入这样三甲医院

Can enter such a tertiary hospital

zài běi jīng yǒu yī suǒ

北京一所

There is a school in Beijing

dà jiā lián tīng dōu méi tīng shuō guò de xué xiào

大家没听说过学校

A school that everyone has never heard of

jiào zuò běi jīng wèi shēng zhí yè xué yuàn

叫做北京卫生职业学院

Called Beijing Health Vocational College

dāng měi nián de bì yè

每年毕业

When the annual graduation season

míng pái de pǔ tōng de dà xué shēng

名牌普通大学生

Ordinary college students of major brands

zài wǎng lái rén cái shì chǎng tóu jiǎn lì de

往来人才市场简历

Investing resumes in major talent markets

shí hòu

时候

time

zhè gè xué xiào de xué shēng

这个学校学生

Students in this school

què bèi yī yuàn

医院

But by major hospitals

wèi shēng jī gòu

卫生机构

Major health institutions

shén zhì guó wài de kāng fù jī gòu

甚至国外康复机构

Even foreign rehabilitation institutions

tí qián xué shēng dōu yù dìng zǒu le

提前学生预定

Pre-booked the students to leave

bù fēi de dài yù

不菲待遇

Expensive treatment

liáng hǎo de fú lì

良好福利

Good welfare

dōu cì yú yī gè míng pái dà xué shēng de xīn zī

次于一个名牌大学生薪资

Not inferior to the salary of a famous university student

wèi shén me

为什么

why

yīn wèi yī yuàn wèi shēng jī gòu

因为医院卫生机构

Because major hospitals and health institutions

duì yú hù shì de xū qiú liàng tài le

对于护士需求量

There is too much demand for nurses

lái kàn yī xià zhè zhāng

来看一下

Take a look at this picture

zhōng guó de zhù cè hù shì shù liàng

中国注册护士数量

Number of registered nurses in China

dá dào le wàn rén

达到410

Reached 4.1 million people

dàn měi qiān rén suǒ yōng yǒu de hù shì shù liàng

每千人拥有护士数量

But the number of nurses per thousand people

cái jǐn jǐn zhǐ yǒu rén

仅仅只有2.9

Only 2.9 people

gēn měi guó de rén

美国14.6

With 14.6 people in the U.S.

hái yǒu fēi cháng de chà jù

还有非常差距

There is still a very big gap

ér guó jiā guī huà de dào nián

国家规划2030

And the national plan by 2030

měi qiān rén cháng zhù rén kǒu

每千人常住人口

Permanent population per thousand

yōng yǒu de zhù cè hù shì shù liàng

拥有注册护士数量

Number of registered nurses

xī wàng néng gòu dá dào míng

希望能够达到4.7

Hope to reach 4.7

zhè jiù yì wèi zhe

意味着

This means

zhěng gè shè huì

整个社会

whole society

hái xū yào jìn wàn míng de hù shì

需要300万名护士

Nearly 3 million nurses are needed

zhè jiù shì qū shì

就是趋势

This is the trend

ér hù shì yòu shì yī zhǒng

护士一种

And the nurse is another kind

gǔn xuě qiú de

滚雪球

Snowballing

jì néng xíng de zhí wèi

技能型职位

Skilled positions

suí zhe shí jiān de tuī yí

随着时间推移

Over time

hù shì néng gòu chù lǐ

护士能够处理

Nurse can handle

gè zhǒng bù tóng bìng huàn de wèn tí

各种不同病患问题

Problems of various patients

jī lèi de jīng yàn yuè lái yuè duō

积累经验越来越

More and more experience accumulated

jù yǒu bù kě tì dài xìng

具有不可替代性

Irreplaceable

xīn zī zì rán huì chí xù de zēng zhǎng

薪资自然持续增长

Salaries will naturally continue to grow

dāng rán le

当然

Of course

zhè lǐ jǐn jǐn zhǐ shì

这里仅仅只是

Here is just

le yī gè shùn yīng qū shì de lì zi

一个顺应趋势例子

Give an example of conforming to the trend

zhǐ yào wǒ men néng zài rì cháng de shēng huó zhōng

只要我们日常生活

As long as we can in our daily life

duō duō guān chá

多多观察

Observe

shùn yīng qū shì

顺应趋势

Follow the big trend

zuò shàng kuài chē

快车

Get on the express

shùn zhe zhǎng zhǎng de pō dào

顺着长长的坡道

Down the long ramp

zhōng néng gǔn chū shǔ yú zì jǐ de xuě qiú

终能滚出属于自己雪球

Finally get his own big snowball

suǒ yǐ zhí yè de xuǎn zé

所以职业选择

So career choice

duì cái fù de jī lèi

财富积累

Accumulation of wealth

yǒu zhe zhòng yào de zuò yòng

有着重要作用

Has an important role

cái huì yǒu jī tāng wén

鸡汤

There will be that chicken soup

xuǎn zé dà yú nǔ lì

选择大于努力

"Choice is greater than effort"

jiù māo yǎn ér zuò de zhè gè méi tǐ lái shuō

猫眼儿这个媒体来说

Take this self-media made by Maoyan'er

shǒu xiān zhè gè zhí yè

首先这个职业

First of all this profession

shì yī gè jù yǒu jī lèi xìng de zhí yè

一个具有积累性职业

Is a cumulative occupation

suí zhe fěn sī de zēng jiā

随着粉丝增加

As fans increase

zì jǐ de shōu rù huì xiāng yīng de tí gāo

自己收入相应提高

My income will increase accordingly

bìng qiě shì shè shàng xiàn de

并且上限

And there is no upper limit

qí cì shì pín tú wén yī yàng

其次视频图文一样

Secondly, the video is the same as the graphic

jiāng huì zhǎng qī cún zài hù lián wǎng shàng

长期存在互联网

Will exist on the Internet for a long time

bù huì yīn wèi yǒu le xīn de zài tǐ

不会因为载体

Not because of the new carrier

shì pín jiù huì xiāo wáng

视频消亡

Video will die

suǒ yǐ zhè gè pō dào jǐ hū shì wú xiàn zhǎng de

所以这个坡道几乎无限

So this ramp is almost infinitely long

zuì hòu shì pín de nèi róng

最后视频内容

The content of the final video

xū yào tǐ xiàn chū zuò zhě de zhǔ guān guān diǎn

需要体现作者主观观点

Need to reflect the author's subjective point of view

ér chá xún zī liào suǒ huò dé de shù jù

查询资料获得数据

And the data obtained by querying the data

yòu zài yìn zhèng zhè gè guān diǎn

印证这个观点

Confirming this point of view

zhè zhǒng shì pín nèi róng

这种视频内容

This video content

shì rén gōng zhì néng suǒ bù néng tì dài de

人工智能不能替代

It cannot be replaced by artificial intelligence

ér qiě māo yǎn suǒ zhì zuò de zhè zhǒng zhōng shì pín

而且猫眼制作这种视频

And this kind of Chinese video made by Maoyan

xiāng bǐ yī fēn zhōng yǐ nèi de duǎn shì pín ér yán

相比一分钟以内视频而言

Compared to short videos within one minute

néng gòu shǐ yòng gèng zhǎng de shí zhǎng

能够使用

Able to use longer time

yī jiàn shì jiǎng gèng jiā qīng chǔ

一件更加清楚

Make one thing more clear

zhè shì duǎn shì pín suǒ méi yǒu bàn fǎ zuò dào de

视频没有办法做到

This is something that short videos cannot do

shì shùn yīng le yī zhǒng qū shì

顺应一种趋势

Also conforms to a trend

suǒ yǐ māo yǎn mù qián suǒ zuò de zhè gè méi tǐ

所以猫眼目前这个媒体

So the self-media that Maoyan currently does

jiù shì yī gè kě yǐ zhǎng qī jī lèi cái fù de

就是一个可以长期积累财富

Is a person who can accumulate wealth for a long time

zhí yè

职业

Occupation

nín bù fáng tào yòng zhè gè kuāng jià

不妨套用这个框架

You may also wish to apply this framework

lái fēn xī yī xià zì jǐ de zhí yè

分析一下自己职业

Let’s analyze my career

néng wèi zì jǐ liáng hǎo

自己良好

Be good for yourself

bìng zhǎng qī de jī lèi cái fù ma

长期积累财富

And accumulate wealth for a long time?

huān yíng péng yǒu men liú yán

欢迎朋友留言

Welcome friends to leave a message

shuō shuō dà jiā de zhí yè

大家职业

Talk about everyone's occupation

dà jiā yī qǐ tàn tǎo yī xià

大家一起探讨一下

Let's discuss it together

dōu kàn wán le

Finished reading

jiù shùn biàn diǎn zàn bei

顺便

Just like it by the way

gǎn xiè guān zhòng

感谢观众

Thank the audience

māo yǎn ér de pín dào xià qī zài jiàn

猫眼儿频道下期再见

See you next time on Maoyan's channel

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